Student Loans

Millions Falling Behind on Student Loans; Will This Trigger the Next Financial Crisis?

Millions of Americans are falling behind on student loans, with delinquencies surging past 8% and credit scores in free fall. Post-pandemic repayments are straining wallets nationwide. This updated 2025 guide breaks down what’s causing the crisis, what it means for your finances, and how to respond. From income-based plans like SAVE to credit repair through Fresh Start, here’s what borrowers need to know to stay afloat—and fight back.