Money Traps

Americans Say These Are the Biggest Money Traps—Here’s How to Avoid Them

Americans face money traps like credit card debt, lifestyle inflation, and emotional selling. More than half lack savings, many regret not investing early, and subscription fatigue drains hundreds each month. This guide breaks down each trap with data, real examples, and an actionable toolkit. Follow the eight-step plan—track cash, build emergency savings, invest long-term—to transform financial pain into strength, freedom, and respect for your future.