If you’ve had auto insurance through Farmers in Minnesota anytime between January 17, 2013, and September 13, 2023, you might be owed money — and you don’t even need to lift more than a finger to find out.
In a newly approved settlement, Farmers Insurance has agreed to pay $1.95 million after being hit with a class-action lawsuit that accused them of violating the Minnesota No-Fault Act by limiting policyholders’ rights to choose their healthcare providers.
Farmers Insurance To Pay $1.95 Million After Lawsuit
| Feature | Details |
|---|---|
| Settlement Amount | $1.95 million |
| Eligibility Period | January 17, 2013 – September 13, 2023 |
| Eligible Customers | Auto policyholders in MN with medical expense coverage |
| Claim Deadline | June 20, 2025 |
| Proof of Purchase Required | No |
| Estimated Payout | Varies; based on premiums and number of claims |
| Exclusion/Objection Deadline | June 20 (opt-out), July 21 (objection) |
| Final Approval Hearing | August 19, 2025 |
| Official Site | FarmersInsuranceMinnesotaClassAction.com |
If you’re a Minnesota driver who had Farmers auto insurance in the past decade, now’s the time to check if you’re owed money. You could receive part of a $1.95 million payout — no lawsuit, no receipts, no hassle.
This isn’t just about money. It’s about standing up for your rights and holding companies accountable when they cut corners. Claim your share before June 20, 2025 at FarmersInsuranceMinnesotaClassAction.com
What Was the Lawsuit About?
The lawsuit, officially titled Taqueria El Primo LLC et al. v. Farmers Group, Inc. et al., claimed that Farmers entered into secret deals with certain healthcare providers. These deals allegedly restricted customers from choosing their own providers under their auto insurance policy — a direct hit to consumer choice protected by Minnesota’s No-Fault Law.
Farmers admitted no wrongdoing, but agreed to settle for $1.95 million to avoid a prolonged court battle.
What Is the Minnesota No-Fault Act?
The Minnesota No-Fault Act is a law that lets car crash victims use their own auto insurance to cover medical expenses, regardless of who caused the crash. A key part of this law is the freedom to choose your own doctors or clinics.
In this case, the suit alleged that Farmers made behind-the-scenes agreements that funneled policyholders toward certain providers, limiting that freedom. That’s a big no-no in Minnesota law.
“This is not just about money. It’s about transparency and fairness,” said class action attorney Paul Scott.
Who Can File a Claim?
You’re eligible if:
- You had a Farmers auto insurance policy in Minnesota
- The policy included medical expense benefits (personal injury protection or PIP)
- Your policy was active between Jan. 17, 2013, and Sept. 13, 2023
- No receipts or paperwork needed — Farmers already submitted the customer list.
How Much Could You Get?
The settlement fund is $1.95 million, but how much you get depends on:
- How many valid claims are submitted
- How much premium you paid for medical expense coverage
It’ll be split proportionally among claimants. While it won’t make you rich, it could mean a check or direct deposit worth $20 to $200+.
Key Dates to Know
| Action | Deadline |
|---|---|
| Claim Filing | June 20, 2025 |
| Exclude Yourself (Opt Out) | June 20, 2025 |
| Object to the Settlement | July 21, 2025 |
| Final Hearing Date | August 19, 2025 |
Farmers Insurance To Pay $1.95 Million After Lawsuit File a Claim
- Visit FarmersInsuranceMinnesotaClassAction.com
- Use your Unique ID and PIN (sent by mail or email)
- Submit the form online before June 20, 2025
If you didn’t get a notice but think you qualify:
- Call: 877-719-0555
- Email: [email protected]
Or write to:
Farmers Insurance MN Class Action
c/o Analytics Consulting LLC
P.O. Box 2007
Chanhassen, MN 55317-2007
Pro Tips to Maximize Your Claim
- Don’t wait — the earlier you file, the better.
- Use your original mailing to retrieve your Unique ID.
- Double-check your bank details if you opt for direct deposit.
- Save a screenshot of your submission confirmation.
Common Mistakes to Avoid
- Don’t miss the deadline
- Don’t assume you’re not eligible if you didn’t get a letter
- Don’t submit multiple claims — it could disqualify you
Why This Case Matters for Everyone
Even if you never filed a claim or visited a doctor, this case shows the importance of consumer rights in insurance. The takeaway?
- Always read your policy details
- Ask your provider if your options are being limited
- Push back if something seems fishy
This lawsuit puts insurers across the country on notice: No secret deals. No limiting customer choice.
2026 COLA Projection for SSDI and SSI Benefits: Check Expected Increase and Payment Dates!
How Long You’d Have To Work To Match Elon Musk’s Fortune — And Why Is It Hard?
Industry Insight: Will This Impact Other States?
While this case only affects Minnesota residents, it could open the floodgates for similar lawsuits nationwide. Other state laws like Michigan’s or New York’s personal injury protection (PIP) statutes also protect healthcare choice — and could lead to investigations if insurers act shady.
This is a wake-up call for regulators and a reminder for insurers to stay transparent.
FAQs
Q: Do I need to upload documents?
Nope. The system auto-verifies based on your policy history.
Q: Can I claim for multiple vehicles?
Yes — if you had more than one eligible policy, each may qualify.
Q: Will this affect my current Farmers policy?
No. Filing a claim does not cancel, modify, or affect your coverage.
Q: What happens if I don’t file?
You get nothing — and you lose the right to sue Farmers later.
